Mom was driving home from day hunting when she heard a terrible CRACK and something banged on her (brand new) metal masheen. She was in traffic (whatever that is) so she couldn't do much but keep going. The sun was in her eyes, so she had to be very careful. By the time she got home, everything looked normal.
But the next day she got in it and saw a crack in the windshield. She missed it the day before because the visor was down. So she called the insurance guys and they have to replace the windshield. This is not as bad as it sounds because Mom has something called "comprehensive" which means she does not have to spend any green papers to fix it. In fact, they will come to her day hunting place and fix it while Mom is hunting bits and bytes.
Mom is trying to think of this as merely "amusing" but the fact is, she's had two incredibly unlucky things happen to this new metal masheen. The old one she traded in had nothing wrong with it and never gave her any trouble at all.